Fi (Epifi Technologies Pvt Ltd) Goes Live On Scienaptic’s AI-powered Credit Underwriting Platform

Fi (Epifi Technologies Pvt Ltd) Goes Live On Scienaptic’s AI-powered Credit Underwriting Platform

New York [US]/ Bangalore (Karnataka) [India]: Leading global AI-powered credit underwriting platform provider Scienaptic AI announced today that Fi (Epifi Technologies Pvt. Ltd.) has completed deployment and is live on its Credit Decisioning Engine platform. This deployment facilitates a faster and more robust decision-making process, enabling individuals to access Fi’s products and services efficiently. Fi will use Scienaptic’s platform for real-time credit decisioning and batch processing for anchor-based financing.

Founded in 2019, Fi is a money management solution that is designed to help individuals reach their financial goals. Fi provides digital, mobile-first financial solutions for payments, money transfers, lending, other banking services and investment facilities. The company offers app-based instant loans and credit cards in collaboration with banks. Fi will use Scienaptic’s Business Rule Engine (BRE) for lending and non-lending products such as customer onboarding and host and run models for multiple use cases.

“At Fi, we aim to create a one-stop-shop experience for all things money. This requires us to listens to our customers’ needs, understand their wants, and nudge them to achieve their financial goals,” said Arvind TP, from the Founding team of Fi. “Going live on Scienaptic’s platform will streamline our digital lending process and allow us to adapt products faster, catering to the changing needs of our customers. Scienaptic’s platform will help us experiment, test, analyze and implement improved strategies for our customers and offer our services to the right people at the right time.”

“Correspondingly, Joydip Gupta, APAC Head of Scienaptic, said, “We are excited to help Fi build and offer better options for their customers. Our BRE engine will assist Fi in setting up decisioning strategies based on risk assessments to execute decisions faster, create a memorable digital experience for its customers and increase usage and loyalty on the platform.”

Scienaptic AI’s mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. NBFCs, auto lenders, banks, and fintechs, use Scienaptic’s AI native credit decisioning platform to continually improve the quality and speed of their underwriting decisions.

The platform enables FIs to reach more borrowers, including underbanked and underserved individuals, and say “yes” more often without increasing risk. It democratizes automated AI-powered lending while addressing all regulatory requirements, including Fair Lending and explainable adverse actions. Scienaptic-enabled lenders have processed more than 300 million transactions, benefitting millions of borrowers.

For more information, visit http://www.scienaptic.ai

From Two-Wheelers to EVs: India’s Evolving Automotive Landscape

From Two-Wheelers to EVs: India’s Evolving Automotive Landscape

New Delhi [India]: The Indian automotive market is undergoing rapid evolution, fueled by urbanization, rising incomes, and an expanding middle class. This dynamic sector encompasses a wide range of vehicles, from two-wheelers to passenger cars. A noticeable shift is underway, as many two-wheeler owners aspire to upgrade for improved comfort, safety, and status. Simultaneously, India’s automotive industry is experiencing a seismic shift with electric vehicles (EVs) at the forefront. As global concerns regarding climate change and environmental degradation intensify, EVs are becoming crucial for sustainable mobility.

India is emerging as a key player in this global transition, leveraging its unique set of challenges and opportunities. This combined transition, with the rise of EVs, is reshaping the industry and influencing both manufacturing trends and marketing strategies. Automakers are strategically targeting this evolving customer base, aided by government initiatives like the “Make in India” campaign and EV incentives. As the sector continues to develop, the shift from two-wheelers to passenger vehicles and the adoption of EVs will be pivotal in shaping the future of mobility in India.

This article delves into the trends, technological innovations, policy and regulation impacts of electric vehicles, examining how India can become a global leader in the automotive world.

Market Trends and Predictions

The Indian electric vehicle (EV) market exhibits a promising growth trajectory, poised to advance at an unprecedented pace over the forthcoming decade. Projections indicate a noteworthy compound annual growth rate (CAGR) of 36%, propelled by a convergence of factors including governmental incentives, diminishing costs of EV components, and heightened consumer awareness regarding the advantages of electric mobility. The passenger vehicle market in India experienced significant growth during the pre-COVID years due to increasing urbanization. For example, the urban population rose from 32.7% in 2015 to 34.5% in 2019. Alongside this, passenger vehicle production increased from 3.09 million units in FY 2014 to 4.03 million units.

The surge in consumer adoption of EVs in India is evident, fuelled by several compelling factors. These include the allure of lower total cost of ownership (TCO), supportive governmental policies, and an escalating consciousness of environmental imperatives. Particularly discernible within urban locales, where air pollution stands as a pressing concern, this transition is underpinned by a growing acknowledgment of the enduring economic benefits in terms of fuel savings and maintenance expenses, notwithstanding the initial higher acquisition costs of EVs. Furthermore, the diverse array of available models, ranging from affordable electric scooters to upscale electric vehicles, caters to a wide spectrum of consumer preferences.

Significant regional disparities exist in the adoption rates of EVs across India. Predominantly, major metropolitan hubs such as Delhi, Mumbai, Bengaluru, and Hyderabad spearhead this movement owing to superior infrastructure, augmented disposable incomes, and heightened environmental consciousness. Nonetheless, the potential for EV adoption in tier-2 and tier-3 cities is still considerable and warrants attention. These regions are experiencing a burgeoning interest, particularly considering the government’s emphasis on nurturing smart cities that integrate sustainable mobility solutions.

India passenger vehicle has shown significant growth during the pre-COVID years owing to the increasing urbanization in the country, such as in 2015

Technological Advancements in focus:

Battery Technology:

India is swiftly advancing its battery technology, pivotal for its expanding EV ecosystem. Breakthroughs in battery chemistry, notably lithium-ion and upcoming solid-state variants, promise superior energy density, faster charging, and prolonged lifespan. The establishment of battery manufacturing plants, championed by the ‘Make in India’ initiative, aims to significantly reduce costs and enhance supply chain resilience. Moreover, exploration into alternative materials like sodium-ion and zinc-air batteries holds promise for future innovations. Aligned with the National Mission on Transformative Mobility and Battery Storage, efforts are underway to foster large-scale battery manufacturing plants. This drive has sparked international collaborations, with Suzuki Motor Corporation, Toshiba Corporation, and Denso Corporation partnering with Indian counterparts like Maruti Suzuki to inaugurate lithium-ion battery facilities in Gujarat.

Domestically, heavy investments from corporate giants like Tata Group and Reliance Industries underscore the nation’s commitment to battery technology. Tata Chemicals is spearheading the establishment of a lithium-ion battery plant, while Reliance is dedicated to pioneering advanced battery materials. Synergies between research institutions and industry stakeholders drive innovation, with the Indian Space Research Organisation’s transfer of lithium-ion cell technology further catalysing progress. These initiatives solidify India’s position as a frontrunner in electric mobility and underscore its potential to lead the global transition towards sustainable transportation.

Charging Infrastructure:

Expanding charging infrastructure is pivotal piece of the puzzle for widespread EV adoption. India’s government, under initiatives like FAME (Faster Adoption and Manufacturing of (Hybrid &) Electric Vehicles), prioritizes building a robust charging network. Fast-charging stations along major highways and in urban hubs are underway, exemplified by plans for the Delhi-Jaipur highway and installations in Bengaluru and Mumbai. Public-private partnerships are driving expansion efforts. Tata Power and municipal collaborations are deploying stations across cities, while Bharat Petroleum integrates charging into its petrol pump network. These partnerships aim to ensure nationwide accessibility.

According to the Indian Economic Survey, India would require INR 371,8 trillion infrastructure investment by 2040. A large part of this infrastructure investment would need to be focused on urban India which includes transport infrastructure as well, by 2030, 38% of the country’s population, or 600 million people would reside in cities. India Gross Domestic Product (GDP) per Capita reached INR 1,91,724.6 in March 2022 compares to INR 1,62,673.5 in March 2021 and expected to reach around INR 9,91,508.4 by 20247 driven by strong economic growth.

Innovations like wireless charging and battery swapping add convenience. Battery swapping stations, for instance, promise quicker charging and alleviate range anxiety. India’s future charging infrastructure vision integrates seamlessly into urban environments. Smart charging, renewable energy integration, and technological optimization are priorities. The goal is an efficient, sustainable charging network supporting widespread EV adoption, aligning with India’s commitment to a cleaner transportation future.

Policy and Regulation Impact:

India has made significant headway in promoting electric vehicles (EVs) through incentives like FAME India and stringent emission standards (BS VI). However, further action is needed to truly accelerate EV adoption. The government should prioritize streamlining the permitting process for setting up charging stations, making it easier for both public and private entities to invest in infrastructure. Additionally, establishing clear standards for charging infrastructure will ensure seamless compatibility across different EV models, reducing “range anxiety” and encouraging wider EV use. Exploring and incentivizing battery swapping stations, particularly for two- and three-wheelers where charging times can be a significant barrier, is another potential avenue.

Looking beyond infrastructure, robust regulations for battery recycling and waste management are crucial to ensure environmental sustainability throughout the EV lifecycle. Investing in skilling and workforce development initiatives will create a qualified workforce for EV maintenance, repair, and manufacturing, addressing potential service gaps and ensuring a smooth transition for the automotive sector. Finally, crafting a long-term and predictable policy framework for EVs will provide clear visibility for investors and manufacturers, encouraging long-term investments in EV technology and infrastructure development.

Building on existing strengths, the government should continue to review and refine incentive programs like FAME India to ensure they remain effective in addressing evolving market needs. Additionally, prioritizing the development of a robust public charging network, particularly in urban areas and along major highways, will overcome range anxiety and encourage long-distance travel in EVs. Finally, launching targeted consumer awareness campaigns to educate the public about the benefits of EVs and address concerns about range, charging infrastructure, and overall life-cycle costs is essential for widespread adoption. By taking these action-oriented steps alongside existing initiatives, India can significantly accelerate the adoption of electric vehicles and solidify its position as a leader in the global transition towards sustainable mobility.

Looking Ahead: A Global Leader in the Making?

Buoyed by a rising GDP and a burgeoning middle class, India is positioned for a transformative journey in the automotive industry. This economic boom presents a unique opportunity to address the growing demand for personal transportation in a sustainable and innovative way. The “Make in India” initiative is at the core of this transformation, fostering domestic EV manufacturing and innovation. The surge in EV patent filings by Indian companies and the government’s push for indigenous battery production are testaments to this commitment. Collaboration between industry leaders, academia, and international partners is also crucial. Joint ventures with global automakers will not only reduce costs but also facilitate technology transfer and the localization of advanced manufacturing processes, propelling India’s EV technology to a globally competitive level.

India’s strategic positioning as a hub for EVs is further bolstered by its vast and growing middle class, creating a compelling domestic market. Combined with its skilled workforce and strategic location, India is becoming an attractive destination for global EV manufacturers seeking to expand their reach. This strategic positioning is further solidified by India’s potential as a major export hub for EVs and components. Leading global manufacturers are taking notice, establishing production facilities within the country. Additionally, India’s unwavering focus on leveraging renewable energy sources like solar and wind power creates a clean and sustainable ecosystem for EVs. Looking ahead, India must focus on accelerating EV adoption through government support and incentives, building a robust charging network, and investing in R&D for advanced battery technology and domestic manufacturing. A sustainable and user-centric approach, with diverse ownership models and advanced features, will be central to attracting consumers and securing India’s position as a global leader in the future of electric mobility.

The future of electric vehicles and the broader automotive industry in India is bright, marked by continuous innovation, supportive policies, and growing consumer interest. Overcoming the challenges facing the industry will require collaboration among government bodies, industry stakeholders, and academic institutions. As India positions itself as a global leader in the automotive world, the country’s EV market will play a crucial role in shaping a more sustainable and efficient transportation landscape. By staying at the forefront of these developments, automotive professionals in India can drive the transition towards a cleaner, greener future. India’s journey towards electric mobility is not just about technology, but also about creating a sustainable ecosystem that benefits the economy, the environment, and society at large.

About the author: Aman Tripathi is a promising young talent in the global electric vehicle sector. The fusion of technical knowledge and future-oriented thinking allows him to steer the course of the automotive industry towards a more sustainable future. Beyond his academic achievements, Aman’s entrepreneurial spirit shines through. He pioneered an International Go-Kart event for engineering students, fostering real-world experiences and igniting a nationwide movement. This visionary initiative showcases his ability to identify opportunities and translate them into impactful change. Currently, he extends his expertise as an external advisor for Vastukul, a government-recognized startup focused on green design and education. Aman’s multifaceted journey embodies leadership, innovation, and a commitment to shaping tomorrow’s transportation landscape.

For any feedback on the article, reach out on: https://www.linkedin.com/in/triaman/

Insights from UPSC GS Prelims Paper I 2024: A Comprehensive Analysis

Insights from UPSC GS Prelims Paper I 2024: A Comprehensive Analysis

The UPSC CSE Prelims 2024 was held on 16th June 2024 which has provided several insights into the evolving nature of the examination and the key areas of focus for aspirants. This analysis aims to delve deeper into the trends observed in this year’s paper, providing valuable takeaways and strategic suggestions for future candidates.

Overview of 2024 UPSC GS Prelims

The 2024 GS Prelims paper was characterized by a balanced and comprehensive approach, emphasizing foundational knowledge across a wide range of subjects. Compared to recent years, the overall difficulty level was relatively lower, making the paper more accessible to well-prepared candidates. This shift highlights the importance of a holistic preparation strategy, covering both conventional and dynamic aspects of the syllabus.

One of the most notable features of this year’s paper was the significant weightage given to conventional and static subjects. The emphasis was on testing aspirants’ understanding of core concepts and fundamental facts, which made the paper more manageable for those with a strong grasp of the basics. This trend underscores the need for aspirants to focus on building a solid foundation in each subject area.

Subject-Wise Analysis

  1. Geography: Geography made a strong comeback in this year’s paper, with nearly 20 questions dedicated to the subject. This included a substantial focus on environment and ecology, indicating the growing importance of these areas in the UPSC Prelims. The questions were designed to test both factual knowledge and conceptual understanding, reinforcing the need for thorough preparation in physical, human, and environmental geography.
  2. Polity & Governance: The Polity & Governance section was relatively easier, with questions based on conventional topics. The paper tested candidates’ knowledge of fundamental principles, constitutional provisions, and important governance mechanisms. This trend suggests that aspirants should continue to prioritize understanding the Constitution, key amendments, and landmark judgments.
  3. History: In the History section, the weightage of modern history showed a decline. However, the questions asked were conventional and doable, focusing on key events, personalities, and movements. Art & Culture was more influenced by current affairs, with questions linking historical events to contemporary issues. Ancient and medieval history saw fewer questions compared to last year, but the ones asked required a good grasp of significant events and cultural developments.
  4. Science & Technology: Science & Technology questions leaned towards cutting-edge technologies, with topics that were less complex but required an understanding of recent advancements. This indicates that aspirants should stay updated with the latest developments in science and technology, particularly those with practical applications and societal impact.
  5. Defence and Security: Defence and security-related questions made a notable appearance, highlighting the increasing importance of these areas. The questions were designed to test knowledge of recent developments, strategic policies, and key initiatives in national security.
  6. Economics: The Economics section included both conceptual and news-oriented questions. Aspirants were tested on fundamental economic principles as well as recent economic trends and policies. This dual focus underscores the need for a solid understanding of economic theory and current economic affairs.
  7. Current Affairs: Current Affairs continued to be a significant component, inspiring many static questions. The paper demonstrated the integration of current events with static topics, emphasizing the importance of regular newspaper reading and staying updated with ongoing national and international developments.

Key Takeaways and Strategic Suggestions

  1. Focus on Foundational Knowledge: The key takeaway from this year’s paper is the significance of focusing on foundational knowledge. Aspirants should prioritize building a strong understanding of the basics across all subjects. This includes revising standard textbooks, practicing previous years’ question papers, and strengthening core concepts.
  2. Comprehensive Preparation: The strategy to enhance attemptability in the UPSC Prelims should prioritize equal focus on every static subject. As observed this year with Geography’s resurgence, any subject could see a comeback in subsequent exams. Therefore, students cannot afford to neglect any subject in their comprehensive preparation. Regular revision and a balanced approach to all subjects are crucial.
  3. Practice and Elimination Skills: This year’s paper reaffirms the idea that “practice is the key.” Aspirants must diligently practice test papers for the prelims to enhance their readiness and performance. The return of elimination skills in the paper is a positive development. Students should hone their ability to eliminate incorrect options, as this technique can significantly increase the chances of selecting the correct answer.
  4. Importance of Current Affairs: Current Affairs remains a core part of the preparation. Despite the paper being theoretical and conceptual, many questions were centered around recent news issues. This highlights the need for aspirants to integrate current affairs with static knowledge. Regular reading of newspapers, and monthly current affairs magazines, and following reliable online sources are essential practices.
  5. Subject-Specific Strategies:
  • Geography: Given its prominence this year, aspirants should focus on comprehensive coverage of physical, human, and environmental geography. Understanding geographical phenomena, current environmental issues, and recent policies is crucial.
  • Polity & Governance: Continue to emphasize understanding the Constitution, governance mechanisms, and key amendments. Regular revision of standard polity textbooks is recommended.
  • History: Maintain a balanced approach to all periods of history. Link historical events with current affairs to better understand their relevance and implications.
  • Science & Technology: Stay updated with recent advancements and practical applications of emerging technologies. Focus on understanding basic scientific principles and their real-world implications.
  • Economics: Strengthen conceptual knowledge and stay informed about recent economic developments, policies, and trends. Regularly read economic surveys, budget documents, and reliable financial news sources.
  1. Stress Management and Time Management: Managing stress and time effectively is crucial for optimal performance. Aspirants should practice mindfulness techniques, maintain a healthy routine, and allocate sufficient time for each subject. Regular breaks, adequate sleep, and a balanced diet can help maintain physical and mental well-being.

The 2024 UPSC GS Prelims paper has highlighted the importance of a comprehensive and balanced preparation strategy. By focusing on foundational knowledge, practicing diligently, and staying updated with current affairs, aspirants can enhance their readiness for the exam. The insights gained from this year’s paper should guide future candidates in refining their preparation strategies, ensuring they are well-equipped to tackle the diverse and dynamic nature of the UPSC Prelims.

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Answer key for UPSC CSE Prelims 2024 by ForumIAS

Answer key for UPSC CSE Prelims 2024 by ForumIAS

Today, June 16th, 2024, the much-anticipated UPSC Civil Services Examination (CSE) Prelims 2024 took place in two sessions. The first session, featuring the General Studies Paper 1 (GS Paper 1), commenced at 9:30 AM and concluded at 11:30 AM. With the examination now completed, candidates are keenly seeking the answer key to verify their answers and assess their performance.

Understanding the importance of timely and accurate information, ForumIAS, a prominent UPSC civil services coaching institution, has promptly released the answer key for GS Paper 1 before 5 PM today. This enables aspirants to quickly access the answer key, evaluate their performance, and estimate their chances of progressing in the examination.

The release of an accurate answer key is crucial for UPSC aspirants as it allows them to gauge their performance and reduce anxiety and uncertainty while awaiting the official results. It also aids them in identifying areas that need improvement and strategizing their preparation for the Main Examination.

Mr. Divyesh, the head of the ForumIAS IT team, commented, “We recognize the critical need for timely and precise information for UPSC aspirants. Thus, like all previous years, this year as well, our team has ensured a prompt release of the answer key and provided detailed, comprehensible explanations. In this way, we aim to support candidates in their preparation journey and boost their confidence.”

ForumIAS has also made detailed explanations for each question available by 7 PM today. These explanations are designed to help candidates understand the reasoning behind the correct answers, thereby enhancing their preparation and learning experience.

UPSC Prelims 2024 Answer Key by ForumIAS is available at: https://forumias.com/blog/upsc-prelims-answer-key-2024/

About UPSC CSE Prelims 2024

The UPSC Civil Services Preliminary Examination is the first stage of the UPSC Civil Services Examination, which is a highly competitive exam conducted annually by the UPSC of India. The Prelims exam serves as a screening test for candidates who aspire to join the prestigious Indian Administrative Service (IAS), Indian Foreign Service (IFS), Indian Police Service (IPS), and other central services.

The Preliminary Examination comprises two compulsory papers, both of which are objective in nature (multiple-choice questions). The details of GS Paper 1 are as follows:

General Studies Paper 1 (GS Paper 1)

  • Duration: 2 hours
  • Total Questions: 100
  • Total Marks: 200
  • Question Type: Multiple Choice Questions (MCQs)
  • Negative Marking: 1/3rd mark deducted for each incorrect answer
  • Purpose: This paper tests the candidates’ knowledge and understanding of a wide range of subjects, including:
    • History of India and Indian National Movement
    • Indian and World Geography – Physical, Social, Economic Geography of India and the World
    • Indian Polity and Governance – Constitution, Political System, Panchayati Raj, Public Policy, Rights Issues, etc.
    • Economic and Social Development – Sustainable Development, Poverty, Inclusion, Demographics, Social Sector Initiatives, etc.
    • General Issues on Environmental Ecology, Biodiversity, and Climate Change – that do not require subject specialization
    • General Science
    • Current Events of National and International Importance

General Studies Paper 2 (CSAT)

  • Duration: 2 hours
  • Total Questions: 80
  • Total Marks: 200
  • Question Type: Multiple Choice Questions (MCQs)
  • Negative Marking: 1/3rd mark deducted for each incorrect answer
  • Purpose: This paper tests the candidates’ skills in areas such as:
    • Comprehension
    • Interpersonal Skills including Communication Skills
    • Logical Reasoning and Analytical Ability
    • Decision-Making and Problem-Solving
    • General Mental Ability
    • Basic Numeracy (numbers and their relations, orders of magnitude, etc.) – Class X level
    • Data Interpretation (charts, graphs, tables, data sufficiency, etc.) – Class X level

The CSAT paper (GS Paper 2) is of qualifying nature, meaning candidates need to secure at least 33% marks (66 out of 200) to qualify. The marks obtained in GS Paper 1 are considered for the cut-off.

Cut-off: The cut-off for the Preliminary Examination is determined based on the marks obtained in GS Paper 1 only. Candidates need to clear the cut-off to qualify for the Main Examination.

Total Marks: The total marks for the Preliminary Examination (considering both papers) are 400.

Neera Naturals’ Rebranding Revelation: Here’s What to Expect Beyond Logo & Package Changes!

Neera Naturals’ Rebranding Revelation: Here’s What to Expect Beyond Logo & Package Changes!

In a surrounding full of chemical-packed skincare products, finding something natural can feel like finding a needle in a haystack. But that’s where Neera Naturals comes in! Started as a mom-daughter duo startup, Neera Natural has made a place in the hearts of those who embrace 100% nature’s goodness.

While other commercial soap manufacturers rely on fancy machines and tricky marketing, Neera Naturals keeps it real. They handpick every ingredient, mixing them together like a magical potion. Then, they let them dry for days before packing them up and sending them straight to your doorstep. It’s skincare made with love, and it shows!

With their rebranding and new product lineup, Neera Naturals is poised to revolutionize the skincare industry and redefine the concept of natural beauty. So without further ado let’s learn more about one of the leading organic skincare brands in India.

The Inception of Neera Naturals

Neera Naturals is one of the trusted skincare brands in India that offers end-to-end organic and handmade products. Neera is a Sanskrit term that means Pure and altogether “Pure Naturals” – It all replicates the brand’s goal and offerings.

The ideation of “Neera Naturals” began with a not-that-much fancier story but a divine blessing of Krishna Ji and duo of mom & daughter doing something of their own. One day, when mom and daughter were relaxing, spilling the tea and having a good time, they came up with the idea of doing something great together by utilizing their expertise.

Kalpana Brahmbhatt – A Cosmetologist & Co-Founder of Neera Naturals, has experience of more than 30 years in the beauty industry. Her vision was to develop a brand with 100% pure and natural ingredients that would take the bathing experience to the next level. Followed by her daughter Lajja Brahmbhatt – Founder of Neera Naturals made it her mission to make her mom’s dream come true, she is a lawyer by profession but an enthusiastic business-minded person.

So finally on 10th June 2021, they stepped into the industry by launching a curated selection of luxurious and unique bath soaps. Features options like Donkey Milk Soap – inspired by the queen of Egypt Cleopatra to fruity-flower-infused bars. The lineup was unique and crossed fingers to make a big impact in the industry.

The Journey of Becoming a Government-Recognized Brand

Reality often proves more challenging than the glossy portrayals we see in movies and motivational speeches. In truth, life is a rollercoaster of ups and downs. Yet, those who passed through it, armed with the right mindset, are bound to emerge with a win-win formula.

The journey to success is patience, not giving up, and facing all the challenges it has. Thus the journey of this Mom-daughter duo was inspiring to all the women out there looking forward to starting their business or wanting to do something of their own.

A startup manifests as an extension of a founder’s personality and perspectives, and Neera Naturals is no exception. It was this unique vision that led Lajja to be awarded by the Hon’ble President of India, Smt Droupadi Murmu during the HerStartup launch at Gujarat University in the year 2022.

Neera Naturals stood among the top 10 female startups in India and has been awarded for the same. The achievement list is big and so remarkable – from receiving the award from the President of India to making a presence in the Under 30 category.

Spotlight on Achievements:

Year 2022: Received HerStartup Award from the President of India

Year 2023: Named Business Blogger of the Year at SIBA Awards

Year 2023: She won the Glaze Iconic Awards 30 under 30 for promising and emerging entrepreneurs

What’s Going On in Neera Naturals?

From starting as a small business to now being a private company, they’re about to hit their third-year mark. It’s been quite a ride, especially considering the unexpected twists and turns along the way.

With the commitment to providing an organic and handmade skincare product line that is free from any parabens, SLS ingredients (Sodium Laureth sulphate), and other harmful chemicals, etc. Neera Naturals has become an irreplaceable choice of buyers, becoming a highly preferred option for buying natural and handmade bathing essentials.

Neera Naturals Products Packed With Nature’s Pure Goodness

→ Natural Handmade Bath Soaps

→ Natural Body Butter

→ Natural Bath Salt

→ Natural Lip Tint Balms

→ Natural Wax Powder

On its path to becoming a renowned luxury skincare brand in India, Neera Naturals now caters to customers across the nation. As it evolves from its startup roots, the focus now revolves around product development and giving its packaging a makeover. The goal? To offer even more fantastic products while giving their brand a fresh new look.

Stepping Into The Rebranding Stage

Neera Naturals is gearing up for an exciting transformation that promises to skincare and beyond! After months of meticulous research and development, the brand is proud to unveil its new look soon but here are some expectations.

At the forefront of this transformation is the introduction of a vibrant orange logo, symbolizing vitality, energy, and a bold new direction. This dynamic change signifies Neera Naturals’ commitment to standing out in the crowd, grabbing attention, and making a statement in the evolving market landscape.

But the changes don’t stop there. Neera Naturals is taking bold steps to enhance its product offerings and customer experience. From new formulations to innovative packaging designs, customers can expect a host of exciting updates that elevate the Neera Naturals experience to new heights.

What’s Coming Up?

Here’s a sneak peek into the exciting offers coming your way soon – it’s more than just skincare, it’s a whole new never-before experience for Neera Naturals fans.

Introducing Handmade Man Grooming Range: Neera Naturals is diving into the world of men’s grooming with a range of handmade products designed just for them.

All-Natural Hair Care: Neera Naturals will launch a range of all-natural hair care products that are designed to meet hair needs.

Connective Online Presence: Apart from rebranding, Neera Naturals is revamping its online presence with exciting giveaways and fresh brand opportunities.

Global Expansion: In the near years Neera Naturals will bring natural skincare goodness to every corner of the globe, becoming a globally recognized brand.

Exciting Monthly Launches: They will be dropping new products every month, so one always has something fresh to look forward to.

Conclusion

In conclusion, the stage is set for Neera Naturals to embark on an exciting journey of rebranding, promising to revolutionize the skincare industry and beyond.

Mark your calendars for June 10th, 2024, as Neera Naturals prepares to unveil its fresh new look and expanded product offerings. It’s not just a rebranding – it’s a celebration of growth and the unwavering commitment to providing customers with the best.

Let’s begin the countdown & get ready for an anniversary to remember!

Neera Naturals
+91 72840 40261
info@neeranaturals.com

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MIT Vishwaprayag University Pioneers Paperless Exams, Leading the Way in Higher Education Digitization

MIT Vishwaprayag University Pioneers Paperless Exams, Leading the Way in Higher Education Digitization

Solapur, India – In a groundbreaking move towards digitization, MIT Vishwaprayag University (MITVPU) in Solapur has successfully implemented paperless exams. This initiative marks a significant milestone in the university’s commitment to innovation and sustainability, reflecting a broader trend towards digital transformation in higher education.

The university’s adoption of paperless exams is a strategic step into the digital age, eliminating the need for physical exam materials. By transitioning to a secure online platform, MITVPU has streamlined the examination process, benefiting both students and faculty. This move is poised to enhance the overall learning experience, showcasing the university’s dedication to staying ahead in the rapidly evolving educational landscape.

One of the primary advantages of this transition is the reduction of administrative tasks. With the elimination of paper, faculty and staff are no longer burdened with the logistical challenges of printing, distributing, collecting, and securely storing exam materials. This change allows university resources to be redirected towards more strategic initiatives, such as curriculum development and enhanced faculty support services.

Moreover, the digital platform automates grading for specific types of questions, allowing faculty to focus on providing in-depth feedback. Students now receive not only their overall scores but also detailed performance analytics on individual questions and learning objectives. This detailed feedback empowers students to identify areas for improvement and to target their efforts more effectively.

Inclusivity is another significant benefit of paperless exams. Digital platforms often include features that cater to students with disabilities, such as text-to speech conversion, zoom capabilities, and alternative question formats. These features ensure that all students have an equal opportunity to demonstrate their knowledge and skills.

The transition also addresses concerns about security and data integrity.

Paper-based exams are susceptible to loss, damage, or accidental exposure. In contrast, digital exams provide a more secure platform for administering and storing sensitive student data, with robust encryption and access controls that minimize the risk of unauthorized access or information breaches.

Beyond operational efficiency, MITVPU’s move to paperless exams contributes to environmental sustainability. The elimination of paper exams significantly reduces paper waste, thereby decreasing the environmental impact associated with paper production, such as deforestation, water pollution, and energy consumption. This initiative reflects the university’s commitment to environmental consciousness and promotes a culture of sustainability within the MITVPU community. Students, faculty, and staff are becoming accustomed to a digital workflow, encouraging the adoption of sustainable practices in other aspects of university life. This sets a positive example that resonates beyond the campus.

The implementation of paperless exams at MIT Vishwaprayag University stands as a testament to the institution’s unwavering commitment to continuous improvement and innovation. By embracing digitization, MITVPU is not only enhancing operational efficiency but also paving the way for a more sustainable and environmentally conscious educational environment. This forward-thinking approach benefits both present and future generations, positioning MITVPU as a leader in the field of educational innovation.

For further information, please contact:

MIT Vishwaprayag University (MITVPU)

Solapur-Pune highway, Kegaon, Solapur, Maharashtra, India – 413255

+91 8496849849  info@mitvpu.ac.in

https://www.mitvpu.ac.in/

Avaan India Launches Kiosk at Terminal 1, Guwahati Airport Offering Excess Baggage Solutions at Affordable Prices

Avaan India Launches Kiosk at Terminal 1, Guwahati Airport Offering Excess Baggage Solutions at Affordable Prices

Founded on a vision of providing exemplary customer convenience, Avaan India stands out as a bootstrapped, woman-led business relentlessly innovating the baggage/package delivery space.

Assam, renowned for its vibrant cultural heritage and dynamic economic growth, is the perfect stage for opening Avaan India’s latest airport kiosk. Our presence in Guwahati, often called the gateway to Northeast India not only underscores our commitment to this thriving area but also harnesses the region’s unique potential.

The new airport kiosk in Guwahati located outside the departures area will serve as a one-stop convenience point, offering services such as excess baggage delivery, packaging, and doorstep delivery of lost baggage. With this move, we are reinforcing our core promise of providing baggage-free and hands-free travel, saving time and money for airport passengers.

Our founder, Ms. Meera, has a deep connection with the North East, and it is her mission to create employment opportunities for the people of this region, particularly young girls who will now operate all Avaan airport kiosks across the country. Additionally, Avaan India supports the Ministry of Rural Development’s initiative by training and employing youth from the DDU-GKY program. This commitment aligns with Avaan India’s dedication to nation-building and providing employability for all.

For more information about Avaan India and its services, contact:

Phone: 08069405400

Website: https://avaanexcess.com

UPSC Prelims 2024 Answer Key by ForumIAS

UPSC Prelims 2024 Answer Key by ForumIAS

Much awaited UPSC CSE Prelims 2024 is all set to take place on 16th June 2024 i.e. Sunday, in 2 sessions. Both sessions will be 2 hour long. In the first session, GS Paper 1 will be conducted. The exam is expected to start at 9:30 AM and end by 11:30 AM. As soon as the exam is over, candidates and other students will start to look for the answer key to match and verify their own answers.

The release of the answer key on time by different institutions is very important for UPSC aspirants. It provides them with an opportunity to gauge their performance and estimate their chances of clearing the Preliminary Examination. An accurate answer key also helps in reducing anxiety and uncertainty among candidates as they await the official results.

Therefore, ForumIAS, a leading UPSC civil services coaching institution, is set to release the answer key for the General Studies Paper 1 (GS Paper 1) of the UPSC Prelims on June 16th, 2024. The answer key will be made available before 5 PM, ensuring that aspirants can quickly access and evaluate their performance. Detailed explanations for each question will be provided by 7 PM, allowing candidates to understand the reasoning behind each answer.

The answer key will be available for all four sets of the GS Paper 1: Set A, Set B, Set C, and Set D. This comprehensive approach will ensure that all candidates can easily find the answers corresponding to their respective question paper sets.

Mr. Abrar Saifi, the head of ForumIAS blog team, stated, “We understand the importance of timely and accurate information for UPSC aspirants. Every year our team works tirelessly to ensure that the answer key is released promptly and that the explanations are comprehensive and easy to understand. Similarly, this year as well, we will deliver the answer key on time. We hope this will help candidates in their preparation journey and boost their confidence.”

When we talked to one of the candidates, on importance of prompt prelims answer key, who is going to take the prelims exam, he said, “Since UPSC releases the official answer key only after the conclusion of exam, it is very important for us. Although, answer keys are not 100% accurate, we at least get an idea that whether we should start preparing for the next stage or we have work more on our preparation for prelims only. However, candidates around the border line do not get much clarity. It is the students who are getting +- 20-30 marks from the expected cutoff, who can be certain of the result and start with their action plan”

The answer key will be accessible on the official ForumIAS website (https://forumias.com/blog/upsc-prelims-answer-key-2024/) under the ‘UPSC Alerts’ section. Candidates can download the answer key for their respective sets and compare their answers. The detailed explanations will also be available on the same page by 7 PM.

In addition to the online access, ForumIAS will also conduct a live session to discuss the answer key and address any queries from the aspirants. This interactive session will be held on the ForumIAS YouTube channel (Date and time for the same will be announced). Candidates are encouraged to join the session to gain further insights and clarifications.

The General Studies Paper 1 is a crucial component of the UPSC Civil Services Preliminary Examination. It tests candidates on a wide range of topics, including History, Geography, Polity, Economy, Environment, Science and Technology, and Current Affairs. The paper consists of 100 questions, each carrying 2 marks, making the total marks for the paper 200. The exam is conducted in a multiple-choice question (MCQ) format, and there is a negative marking of 1/3rd mark for each incorrect answer.

CSAT is the 2nd exam, which is conducted in the 2nd session around 2:30 PM. It tests the general comprehensive and analytical abilities of the candidate. The CSAT paper (GS Paper 2) is of qualifying nature, meaning candidates need to secure at least 33% marks (66 out of 200) to qualify. The marks obtained in GS Paper 1 are considered for the cut-off.

UPSC Prelims 2024 Exam Day: Top Preparation Tips and Essential Checklist

UPSC Prelims 2024 Exam Day: Top Preparation Tips and Essential Checklist

With the UPSC Civil Services Prelims 2024 exam just days away, it’s crucial to utilize your remaining time effectively and ensure you’re well-prepared for the big day. Here are some important UPSC preparation tips, test-taking strategies, and an essential checklist to help you maximize your performance on June 16th from VisionIAS, the go-to IAS coaching in Delhi for UPSC aspirants.

Preparation Tips for the Final Days

1. Focused Revision

In the final days before the Civil Services exam (Prelims 2024), focus on revising the UPSC Prelims Syllabus. The goal is to solidify your understanding of what you have already studied.

Core Subjects:

  • Polity: Revise important articles, amendments, and landmark judgments. Use VisionIAS Quick Revision Module for efficient revision.
  • History: Focus on Modern History, especially the freedom struggle.
  • Geography: Review key concepts, maps, and diagrams, focusing on physical geography and climate patterns.
  • Economy: Revise fundamental concepts, budget highlights, and economic survey summaries. PT 365 is invaluable for current affairs.
  • Environment: Concentrate on protected areas, biodiversity, and recent environmental developments.
  • Science and Technology: Focus on recent developments, especially in space technology, biotechnology, and IT.
  • Ancient and Medieval History: Revise important dynasties, cultural, and scientific developments.
  • Art and Culture: Review classical dances, music, painting, architecture, and literature.

Current Affairs: Focus on the last 12-14 months of current affairs. Use concise monthly compilations and revise key events, government schemes, and international affairs. VisionIAS PT 365 is a great resource for this.

2. Mock Tests and Previous Year Papers

Attempt 1-2 full-length mock tests. Focus on tests that simulate actual exam conditions. Review your answers critically to understand your mistakes.

Go through the last 5 years of UPSC Prelims papers. Analyzing previous papers helps understand the pattern and frequently asked topics. The 7-Year UPSC PYQ Trend Analysis provides detailed analysis and smart notes.

3. Time Management and Strategy

Plan to allocate around 1 minute per question. Prioritize easy and medium-difficulty questions first and revisit difficult ones later. Develop a strategy for deciding which questions to attempt and which to skip, avoiding guesswork unless you can eliminate at least two options.

4. Maintain Health and Well-being

Ensure you get adequate sleep (7-8 hours). Maintain a balanced diet and stay hydrated. Practice relaxation techniques like deep breathing or meditation. Keep a positive mindset and avoid last-minute panic.

5. Exam Day Readiness

Keep your admit card and a valid ID proof ready. Print multiple copies of the admit card and ensure your ID proof is current and valid. Place these documents in a secure folder and keep them in your bag the night before the exam.

Carry at least 2-3 black ballpoint pens, an HB pencil, an eraser, a sharpener, and a transparent writing pad. Check all your stationery the day before to ensure everything is in working order. Plan your travel to the exam center well in advance. Aim to reach at least an hour before the reporting time.

Test-Taking Strategies for Maximized Performance

1. General Studies Paper I

Spend the first few minutes reading the entire question paper. Identify and mark questions you are confident about. Attempt easy questions first to secure sure-shot marks and boost confidence. Move on to medium-difficulty questions where you can eliminate options. Use educated guesses if needed, but be cautious with negative marking.

Keep track of time using a watch and aim to complete the paper with time to spare for review. This buffer time is crucial for revisiting marked questions and ensuring you haven’t missed anything. Mark your answers on the OMR sheet with care, double-checking question numbers and corresponding bubbles.

2. CSAT Paper II

Identify your strengths and prioritize sections accordingly. For reasoning and aptitude questions, solve them step-by-step and skip complex ones to return to later. Practice shortcuts and tricks to solve aptitude questions faster.

Allocate time based on the difficulty and length of sections. Attempt all sections to maximize your score. Don’t spend too much time on one type of question; balance your time to cover the entire paper. Attempt a few CSAT mock tests to get a feel of the paper, focusing on accuracy and speed.

3. Maintaining Focus and Calmness

Maintain a positive attitude throughout the exam. Remind yourself of your preparation and stay confident. Positive self-talk can help reduce anxiety. If overwhelmed, take deep breaths or close your eyes for a few seconds. Trust your instincts and avoid changing answers unless absolutely sure.

Essential Checklist for Exam Day

  • Admit Card: Print 2-3 copies and keep them in a secure folder.
  • ID Proof: Carry a valid ID proof (Aadhar card, passport, voter ID, etc.).
  • Pens: 2-3 black ballpoint pens (smooth and reliable).
  • Pencil, Eraser, Sharpener: For rough work and OMR sheet markings.
  • Transparent Writing Pad: A4 size for ease of writing.
  • Water Bottle: A transparent, unmarked water bottle to stay hydrated.
  • Snacks: Light snacks like energy bars or nuts for quick energy boosts.
  • Mask and Sanitizer: Follow COVID-19 protocols by carrying a mask and hand sanitizer.
  • Watch: An analog watch to keep track of time (if allowed).

The final days leading up to the UPSC Prelims Exam 2024 are crucial. By following these preparation tips, employing effective test-taking strategies, and ensuring you have all the essentials ready for exam day, you can approach the exam with confidence and calmness. Remember, consistent effort and a positive mindset are key to success. Best of luck on your journey to becoming a civil servant!

Visit us at:

https://visionias.in/

Or Call us at: 8468022022, 9019066066

Moms Win! Arbanox Makes Noodle Time Healthy and Delicious.

Moms Win! Arbanox Makes Noodle Time Healthy and Delicious.

Say Goodbye to Junk: Arbanox Launches Zero Maida Millet-based Noodles.

Noodle, though originating from China, is devoured by food enthusiasts based in every corner of the world. In India, there has always been a huge market for noodles. From restaurants serving a variety of noodles to street-side food outlets offering a desi version of this globally popular food item, noodles have been relevant in India for decades.

People prepare noodle-based dishes at home as well. However, a lot of people have been wary of consuming noodles owing to the presence of refined flour in them. Refined flour or Maida, as one would know, is not great for one’s health. Apart from causing weight gain, it leads to several other health issues as well. Because of this, some people either abstain from having noodles or consume it once in a while. Now, a brand’s initiative has led to more number of people in India having noodles guilt-free and without being worried about it affecting their health.

Arbanox, a brand operating out of Bangalore, is revolutionizing noodle time for Indian consumers that is devoid of refined flour and is made with healthy ingredients. Arbanox Zero Maida Multi Millet Noodles, the flagship product of the brand, is made with zero maida or refined flour. It features a blend of multiple healthy ingredients including premium quality foxtail, jowar, and finger millets. Not only are these noodles free of refined flour (maida), but they also contain no preservatives or MSG, making them a healthier choice for families. With a blend of traditional Indian spices and nutrient-rich millets, the product caters to both health conscious individuals and those who like their food to be sumptuous and flavourful.

Talking about the brand’s initiative and goal, Subin Ahammed, Chief Executive Officer Arbanox Consumer Care says, “According to a research report, instant noodles tops the list of the most consumed food products in India. What one also knows is that more and more people are making an effort to adopt a healthier lifestyle. When people crave for instant noodles but want to consume that is healthy and nutritious, they get limited options at their disposal. There was a demand for healthy noodles in the Indian market. At Arbanox, we identified this demand and worked towards fulfilling it. Now, parents can feel good about serving noodles for a quick snack or after-school treat.”

In the last few years, the awareness around the health benefits of millet has increased tremendously in India. This has resulted in several brands offering millet-based products to consumers. Millet, among other things, is known for being rich in dietary fiber. Apart from regulating your digestive system, it also reduces the risk of suffering from several life-threatening diseases like colon cancer. Through its products, Arbanox wants Indian consumers to enjoy the health benefits of millets

Elaborating on the same, Mr. Subin Ahammed says, “As a company which operates with the goal to offer consumers food products that are high on both health and taste, Arbanox is very proud to be producing millet-based noodles. In every Indian household, the mother chooses the food products or items that the family will consume. We feel overwhelmed to see a large number of women in Indian households endorsing our products and vouching for the health benefits offered to them. Through products like these, we believe, the market for noodles in India will grow owing to being patronized by even those who stick to healthy food products.”

To cater to the diverse culinary palette and food preferences of Indian consumers, Arbanox has been steadily launching a variety of food products across different categories. Arbanox is a leading manufacturer of healthy food products in India. The company offers a wide range of products for all ages, from infants to senior citizens. Arbanox is committed to providing consumers with delicious and nutritious food options that are made with high-quality ingredients.

Arbanox noodles are available in Amazon and Flipkart?

Arbanox is seeking distributors and retailers to carry its new Zero Maida Multi Millet Noodles.

For more information, please contact Dipin at dipin.s@arbanox.com (+91 99452 75766)